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Token Lifecycle v1

Token Lifecycle Push is one of the modules available through debiX PUSH. This use case enables issuers to receive near real-time notifications whenever an event related to a token, i.e., a digital card occurs.

Currently, two events are supported, namely TokenUpdated and TokenDeclined. All events are wrapped in an envelope providing metadata such as API version and payload type. A subset of the metadata is also available as JMS properties.

Unknown events should be ignored by the issuer so that the introduction of new events does not cause errors.

JSON Schema

Push Event Envelope

event-envelope.json

event-envelope.json

Payloads

Payloads are delivered as stringified JSON in the envelope. The possible types are defined below. Notes for implementation: make sure to destringify the payloads before mapping them to their respective types.

TokenUpdated

token-updated-payload.json

token-updated-payload.json

TokenDeclined

token-declined-payload.json

token-declined-payload.json

Other Definitions

Common Definitions

common-definitions.json

common-definitions.json

TokenLifecycleDefinitions

token-lifecycle-definitions.json

token-lifecycle-definitions.json

JMS Properties

A subset of the metadata provided in the envelope is also available as JMS Properties, mainly to facilitate event deserialization. The available JMS properties are:

  • issuerTraceId (optional)
  • pushEventType
  • pushModule
  • pushModuleApiVersion
  • pushTransactionId

Issuer-Side Processing

Upon receiving a message, the issuer can:

  • Update token related information in the backend core banking systems with updated status, change history, and provisioning details.

  • Inform cardholder via push notification in the issuer’s own apps, i.e., mobile banking.

  • Use the debiX API for follow-up actions, e.g., immediate token revocation.

Schematic Example

mqoverview.png